Austyn Tusler, home insurance specialist Hiscox, said: "When you get a gift you should just tell your friends about how lucky you are, you should also notify your insurance company may have to provide fair compensation for the loss or damage to the new purchase .. "
"In addition, over time the value of the jewelery you can be increased without necessarily realizing it. Special Occasions are a good reminder to inform both the insurers of the latest purchases or gifts and seek a review of current jewelry collections. "
John Benjamin, an independent consultant reviews of jewelry, "Three factors have combined to create an exceptionally strong market for jewelry and watches in 2011 First, the unprecedented increase in the price of gold Second, the recent increase VAT and third, the rise of world market .. for the international jewelry auction which inevitably leads to a new rapid assessment of the values of retail -. including diamonds, precious stones and colored beads "Customers who have not had your jewelry evaluated in two or three years, then run the serious risk of not being able to replace losses in the current level of detail. We strongly recommend an updated assessment is carried out not only the major elements, but "also relatively recent purchases
Hiscox insurance checklist jewels:
- Give your insurer or broker of any new significant acquisition
- Get a professional valuation every three years to ensure that the insured value reflects market trends
- Keep a copy of your professional reputation with a bank broker, or a lawyer is retained by
- Take the main elements of the jewelry to a jeweler for many years each check, make sure that as staples and parameters are in good condition
- Do you have a professional jewelry cleaning and do it yourself or give to a lover of cleaning can cause abrasions or other damage that could reduce the value thereof
- If possible, keep items that are not used properly in a safe.
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